&#13 &#13 &#13(Credit: Getty Images)&#13 &#13 &#13 The insurance industry has refuted a court ruling that underwriters should pay insurance money for suicide due to depression caused by a car accident. &#13 &#13 In the “Insurance Act Review” published by the Korea Insurance Research Institute (KIRI) on Monday, underwriters said they must first examine whether depression amounts to injury before paying injury and death insurance money. &#13 &#13 The industry argued that although the court had already defined depression as injury and made a legal judgment, the case should be judged based on the injury criteria defined by the insurance policy. &#13 &#13 The claimant subscribed to the driver’s insurance…