Can I Sue If I Wasn’t Injured in a Car Accident in Florida?

If you are not injured, your vehicle might be damaged in an accident. You may also experience psychological trauma, making it hard to return to your job or regular activities. Florida’s “no-fault” insurance system allows you to claim compensation from your insurance company, no matter who was at fault for the accident.

Florida Financial Responsibility Law Requires Vehicle Owners to Have Insurance

Personal Injury Protection (PIP) of at least $10,000 and Property Damage Liability are mandatory for all vehicle owners. If you are involved in an accident, your insurer will cover up to $10,000 of medical costs. The law allows you to claim non-economic damages for “pain and suffering,” but only if your injuries are significant.

Pain and suffering result from trauma and injuries, such as being unable to perform a bodily function, having a permanent injury, or disfigurement that cannot be reversed. If you have a condition that was worsened by the accident, you may also be able to claim damages.

Steps You Should Take Immediately After a Crash

Consult Medical Practitioners

Many car accident victims do not notice any injuries until a few weeks later. It is important to have a medical checkup within 14 days, even if you don’t think you were injured. You may not be eligible for reimbursement of medical expenses if you file a claim after this timeframe.

Notify the Police

Contact the police immediately so they can investigate the accident scene, interview witnesses, and create a written report. The law requires you to assist even if it was a minor accident and no one was injured. Move the car so it does not block traffic, and stay at the scene until the police arrive. Even if the damage was only to property, not informing the authorities could result in a 60-day prison sentence. You may be held responsible if you leave before the police arrive.

This post was written by a professional at Kevin L. Sullivan II. Attorney Kevin L. Sullivan II is your auto accident attorney Largo and the best personal injury attorney near you for LeavenLaw. Kevin is proud to serve Florida accident victims who have been injured in auto accidents, motorcycle accidents, slips, and falls or have suffered any other type of injury caused by negligence. Kevin offers a FREE no-obligation consultation to discuss your claim. There are NO upfront fees or costs and if he does not collect for you, you do not owe him anything.