If you are not injured, your vehicle might be damaged in an accident. You may also experience psychological trauma, making it hard to return to your job or regular activities. Florida’s “no-fault” insurance system allows you to claim compensation from your insurance company, no matter who was at fault for the accident. Florida Financial Responsibility Law Requires Vehicle Owners to Have Insurance Personal Injury Protection (PIP) of at least $10,000 and Property Damage Liability are mandatory for all vehicle owners. If you are involved in an accident, your insurer will cover up to $10,000 of medical costs. The law allows you to claim non-economic damages for “pain and suffering,” but…